Powering digital banking for South Africa’s largest retail bank
Read Capitec’s story
Industries
Our Banking Experience
Today's banks face a rapidly shifting landscape – rapid digital transformation, AI-driven automation, real-time payments, and challenger competitors that are rewriting the rules.
With 25 years of experience, Entelect helps leading banks build modern banking solutions with the rigour mission-critical environments demand.
Our Customers
Elevating engineering standards across the globe
Industry depth
Two decades of delivering software for international banks
25
Years of delivering complex programmes
1,336+
Banking-experienced engineers
4
Continents we deliver services to
180+
Global banking projects underway
1
Engineering standard
3
Banking divisions we operate within: Retail, Business and Corporate
Entelect operates as a true extension of our teams – there's no distinction between Capitec and Entelect, just a single, unified team working towards the same outcomes. Their flexibility in both approach and engagement allows them to adapt quickly to our evolving needs, while their teams consistently demonstrate deep ownership and investment in what we're building. What stands out most is their commitment to high engineering standards – they don't just deliver, they elevate the quality of everything they're involved in.
Ravindren Govender
CIO of Retail, Capitec
Banking expertise
Where We Operate
Core Banking and Platform Engineering
Mainframe modernisation through event-driven, cloud-native architectures - without disrupting the operations.
Digital Experience, Channels and Value Added Services
Building and scaling retail banking apps, internet banking platforms, and API-first channel layers that serve millions of customers reliably.
Regulatory and Compliance Engineering
We build regulatory and reporting requirements into the architecture, ensuring full auditable decisions and compliance.
Payments and Transactional Banking
High-throughput, low-latency payment engines built for the demands of modern financial infrastructure. From real-time clearing to ISO 20022 migration and open banking integrations.
Lending and Credit Platforms
We modernise origination, credit scoring, and collections infrastructure without destabilising the portfolios.
Treasury, Trading and Capital Markets
We bring the engineering depth to modernise position management, risk calculation, capital market infrastructure and treasury operations.
Our work
How we’ve shaped the industry
Our 20+ year partnership with Africa’s largest bank
Read Standard Bank’s storyDriving modernisation across a leading African financial services group
Read Absa’s storyKey Partnerships & Alliances
Part of the ecosystem behind modern banking technology
We don’t operate in isolation. Our partnerships, certifications, and memberships connect our clients to the platforms and standards that define modern banking engineering.
Let's talk